Pre Arrangement Planning

Today, more and more people are arranging their funerals in advance.  The advantages make sense.  Planning your own funeral....

         •  Relieves your loved ones of unnecessary concern when their
            needs are most important.
         •  Reflects your wishes.
         •  Will not be a financial burden on your family.

Most of us prepare for the possible...the misfortunes of life that seldom really happen.  Why not prepare for the inevitable?

Today's funerals cost less than you might expect...but the costs continue to rise.  The price of funerals has almost tripled in the last fifteen years.

It's not a question of if, but a matter of when.  If there had been a death in your family yesterday, what would you be doing today?  By planning ahead now, you know that someone you love will never have to go through this alone.

Traditionally there are three ways that a family has provided for a funeral.

  1. Life Insurance
         •  Normally intended to cover ongoing living expenses for the family.
         •  Usually requires waiting weeks or even months until proceeds
            are available.
         •  Proceeds may erode over time due to inflation.
         •  May involve disputes over contested claims.

  2. Savings
         •  Often depleted by long illness before death.
         •  May be tied up at probate.
         •  May not be readily accessible at the time of death.
         •  Long term savings may be reduced due to taxes and early
            withdrawal penalties.

  3. Relying on Friends and Relatives
         •  Places unexpected burden on those you care about the most.
         •  Puts survivors in uncomfortable and embarrassing situation.
         •  Can cause friction between loved ones.
         •  Borrowed money has to be repaid.

Pre arrangements are designed to meet all your individual wishes.  There is no cost obligation for pre-arranging one's funeral wishes.  Options vary when pre-payment is desired.  Options include payment at today's guaranteed costs or simple monthly or yearly payments.  We offer Life Insurance for Burial Purposes Only which is a Pre-need Funding Vehicle offered exclusively to funeral directors that are non-taxable.  Also we offer trust accounts or banking institution offerings.

By pre-arranging your wishes with our funeral home: it not only gives you a chance to meet us but also gives you a view of the facility and services that we can provide.

Life Choices

Most of us plan ahead in life. We plan for our wedding, our children's education, family vacations, and other significant expected life events. We also plan for the unexpected events of life by purchasing home, auto and medical insurance.

Understanding the benefits of pre-planning has prompted many to take the step to plan their own arrangements.

In Person

Please call us at (717) 248-6727 or (717) 248-7853 to set up an appointment to discuss pre-planning with a caring professional.

 

 

 

 

 

 

 

 

 

Why Pre-Plan?

Peace of Mind

Many who have undergone the emotional strain of arranging a funeral within hours of losing a loved one have made the choice to pre-plan their own funeral. Doing so lifts the burden from their loved ones by relieving decision-making pressure at a time of grief and emotional stress.

Personal Choice

Funeral arrangements are a deeply personal choice. Pre-planning provides you with the time needed to make practical, detailed decisions that reflect your standards, lifestyle, taste and budget. And we assure you and your family that the choices you make will be carried out as planned.

Lower Costs

When you finalize your plan, we can advise you of the total cost. You do not have to pre-pay or pre-finance your plan, but doing so protects you against escalating funeral prices. By locking in today's funeral costs and ensuring that the necessary funds are set aside, you relieve yourself of unnecessary future worry and your survivors of an unexpected expense